Short Answer to the "financial crisis"

Sending manufacturing jobs to China and science / tech to India made it so mortgages could not possibly be paid in America, crippling an economy that relies on mortgage payments. Why should we waste $700 billion on companies that will continue to steal / misappropriate when we should be spending that money on investing in new jobs; the thing that got us in this mess in the first place? I would, as a tax payer paying the $700 billion, prefer to spend that money on new jobs.